invoiceXcel working capital

Xcelerate Your Working Capital



invoiceXcel (iX) is an easy, cost-effective way to receive your money, paid early. iX allows suppliers to be paid in advance of the invoice due date, financing invoices, purchases orders and inventory.

Many large corporates are extending their payment terms. This puts their clients in a cash crunch and adversely affects their working capital. Why wait up to 180 days when you can receive your money as quickly as the same day you request early payment?

invoiceXcel can meet the funding needs of companies large and small – offering facility sizes from $10,000 to $300,000,000 and more. 

It’s Your Money, Received Early

It’s as easy as:

1. Log in | 2. View all eligible invoices | 3. Click to receive early  payment


Low cost

invoiceXcel is as low as one-third the cost of the competition – and there are no hidden fees.


Companies of any size

invoiceXcel can meet the funding needs of large and 
small companies.


Easy to use

Simply log in and select as many invoices as you want to submit for early payment. 
Our autoXcel feature allows all of your invoices to be automatically submitted for accelerated payment.


Quick payment

Approved invoices are paid in as little as one day, with same day options available.


No hidden fees

We disclose all fees up front.

No credit checks

Invoice payment is based on your customer’s credit, not yours.

Not a loan

This isn’t a loan, it’s your money.

Easy to sign up

Our online application take less than 10 minutes to get started.


$0 Cancellation fee

You can cancel at any time; with no fee to do so.

Working Capital by the Numbers


of SMEs* sought financing in Q2 2017 because they needed more working capital**


of SMEs denied credit lines did not know why**


of SMEs expect to try and raise financing in the next six months**


of $1.4 trillion cash opportunity that could be released by addressing poor working capital management***

* SME (small-to-medium enterprise)

Days Payable Outstanding (DPO) is increasing, yet corporate supply chain finance programs do not address the needs of the vast majority of suppliers; neither do most financing options.

View the Solution

Frequently Asked Questions
How does invoiceXcel work?
invoiceXcel is very easy to use. Once your account is active, simply log in, select the invoice(s) that you seek to sell and submit them. You will receive payment on eligible invoices in as little as one business day. We even have an ‘AutoXcel’ feature, where all of your eligible invoices are automatically submitted.
How much money will I receive?
You will receive up to 100 percent of the face value of your invoice, minus a small discount and fees. If we purchase less than 100 percent of the face value of your invoice, the balance, less fees and any amount due invoiceXcel, is deposited into your account. All fees and the discount rate are shown prior to confirmation.
How do I sign up for invoiceXcel?

Sign up is easy. Just contact us and let us know you are interested. If you are eligible, we will send you a link to an application. The form takes less than 10 minutes to complete. Once approved, you will be up and ready to receive funds in as little as one day.

If you have questions or want to get started, please contact us at 888.626.6593 or

We want to help improve your cash flow. Let's talk today.

Drop us a line and one of our customer service reps will respond as soon as possible.